Three separate lines show up when you own here: the amenity fee (about $204 a month as of mid-2026), a community development district bond that varies by home and district, and a separate maintenance assessment billed with your taxes. The number that matters most is the exact bond payoff on the exact home you're buying. Figures are estimates; confirm every fee with the district before any purchase decision.

The Villages is less a subdivision than a small city built around a simple idea: everything you do in a day should be reachable by golf cart. It spreads across three counties (Sumter at the core, with pieces in Lake and Marion) and it keeps growing, with active construction pushing south.

The community is organized as dozens of individual villages, stitched together by cart paths and rec centers. Three town squares anchor the social calendar, with free live music 365 nights a year. Daily life runs on the cart network: groceries, golf, restaurants, the doctor's office. Many residents go days without starting their car.

Governance runs through numbered community development districts, the CDD structure explained in the Numbers section above. The short version: the district builds and maintains the infrastructure, and homeowners fund it through the bond and assessments over time.

New homes are still being built on the south end, while the resale market spans everything from the original neighborhoods to nearly-new construction. Price bands run from the low $200Ks for smaller cottage and villa styles up past $2M for premier homes on golf or water.

Community-wide: 50+ golf courses (executive-course play included with the amenity fee; championship courses carry separate fees), three town squares with nightly entertainment, and dozens of recreation centers and pools.

Village-level: neighborhood rec centers, pools, and courts within cart distance of home.

Clubs: thousands of resident-run clubs and activity groups. If it has a name, there's probably a club for it.

Hospital care is inside the community's orbit, with additional medical offices throughout. Ocala sits about 40 minutes north; Leesburg is a short drive south; Orlando's airports are usually reached in about an hour and a quarter by car. Drive times are estimates and vary by where in the community you start.

What is the bond? It's the infrastructure cost of building the neighborhood, financed through the community development district and attached to each home. Resale homes carry whatever balance remains: anywhere from zero in the oldest districts to $45,000 or more elsewhere, as of mid-2026. Always get the exact payoff for the exact parcel.

What does the amenity fee cover? The recreation centers, pools, executive golf courses, and the nightly entertainment on the town squares. It runs about $204 a month as of mid-2026 and adjusts over time.

How does the 55+ rule work? The Villages operates under the federal Housing for Older Persons exemption. In practice, at least 80% of occupied homes must include a resident aged 55 or older, and the community sets and verifies its own residency rules. Confirm the current rules for any district during your purchase.

New construction or resale? Both markets are active. New homes on the south end come with full-term bonds; established-area resales may have their bond partially or fully paid down, which changes the real monthly cost.

This page is an independent guide for general information only, not legal, tax, or financial advice. Figures are estimates as of the dates noted; verify with the community or district before any purchase decision. Rick Titus, REALTOR®, and LPT Realty are not affiliated with, sponsored by, or endorsed by The Villages® or its developer. Equal Housing Opportunity.